About Us
Who We Are
Built on Values, Driven by Trust
Ernest Henry Mortgages was founded in January 2024 with one simple goal — to provide a mortgage service built on honesty, care, and trust. The company is named in memory of our founder’s late grandfather, Ernest Henry, whose values continue to inspire everything we do.
At the heart of our business are three guiding principles: Trust, Loyalty, and Consistency. We call this our TLC approach. For us, mortgages aren’t just about numbers and rates; they’re about people, relationships, and ensuring every client feels supported through one of the most important decisions of their life.
Who We Are
Built on Values, Driven by Trust
Ernest Henry Mortgages was founded in January 2024 with one simple goal — to provide a mortgage service built on honesty, care, and trust. The company is named in memory of our founder’s late grandfather, Ernest Henry, whose values continue to inspire everything we do.
At the heart of our business are three guiding principles: Trust, Loyalty, and Consistency. We call this our TLC approach. For us, mortgages aren’t just about numbers and rates; they’re about people, relationships, and ensuring every client feels supported through one of the most important decisions of their life.
Mortgage Solutions
Your Trusted Path to Confident Homeownership
Buying a home is one of life’s biggest decisions and the right mortgage can make all the difference. We provide clear, personalized solutions to guide you every step of the way, ensuring you feel confident, informed, and supported throughout your homeownership journey.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is £599.
Meet the Founder & Director
Samuel Wheeler, CeMAP
With over a decade of experience in financial services, Samuel is a qualified mortgage and protection adviser who specialises in complex and niche cases. From self-build projects and self-employed clients to those with adverse credit, foreign nationals, or non-traditional income, Samuel is dedicated to finding solutions where others might say no.
Beyond the office, Samuel is a passionate Liverpool FC supporter, enjoys playing football, and loves spending time with his wife. His approachable nature and hands-on expertise mean clients don’t just get advice they get a trusted partner on their homeownership journey.
Meet the Founder & Director
Samuel Wheeler, CeMAP
With over a decade of experience in financial services, Samuel is a qualified mortgage and protection adviser who specialises in complex and niche cases. From self-build projects and self-employed clients to those with adverse credit, foreign nationals, or non-traditional income, Samuel is dedicated to finding solutions where others might say no.
Beyond the office, Samuel is a passionate Liverpool FC supporter, enjoys playing football, and loves spending time with his wife. His approachable nature and hands-on expertise mean clients don’t just get advice they get a trusted partner on their homeownership journey.
Looking Ahead
From October 1st, 2025, Ernest Henry Mortgages will operate as a trading style of Scout Financial Services, part of the Yopa UK network. This change means we’ll move from Stonebridge Mortgage Solutions Ltd to the Mortgage Advice Bureau Ltd, one of the UK’s largest and most respected networks.
What does this mean for our clients? Nothing changes in terms of ownership or independence. Samuel will continue to lead the business with full autonomy. What does change is the opportunity: we’ll have stronger resources, greater reach, and the ability to connect with even more people across the UK, all while staying true to our TLC values.